Tips for buying an apartment.
One of the tips for buying an apartment is knowing how to choose the location of your future home well. First of all, if you are looking for a home, you choose the area of the city / town in which you would like to live.
What most of us do when choosing is to take into account nearby services such as: schools, shops, hospitals, sports areas, leisure centres and available parking spaces, among others.
In the case of an area that you know well, you would only focus on choosing the home you need based on its characteristics, price, etc. See Factors for choosing a home.
A home is for a long time or for a lifetime.
Many people focus only on some aspects of those mentioned, without taking into account other very important when choosing the area since it can affect their coexistence; a home is for a long time or for a lifetime.
A very important aspect is that of certain activities that take place in the surroundings of the area where you are going to acquire the home. Annoying activities that can disturb your daily rest; safety is also a very important factor in assessing a certain area in the city.
On the other hand, you must also assess the short-term evolution of the area where you are going to buy, whether for better or for worse, to take into account the trend or development of both shops, sports areas, opening of leisure businesses.
Have you thought about the possible revaluation of the chosen area?
It is true that what stands out the most about a home in terms of its location from the advertising one is the proximity to public transport, schools and medical centre.
Some areas of the city have been deteriorating and others have been placed at the top of the searches. If you don’t know the neighbourhood well, find out how it has evolved and what impression it makes on you.
Rate based on your present needs, but don’t forget about the negative details. It is true that there is no perfect area but there are factors that you will “discover” in coexistence once the decision is made.
In short, if you are looking for a home to live in, value the services that interest you the most, but also take into account those that can harm you.
If it is a home as an investment, take into account aspects related to the use that you will give it to make the property profitable (long-term rental, tourist rental, for students).
Factors for choosing a home.
Although choosing the area is a task that requires attention, the next step is to look for other factors to choose a home based on these characteristics: surface area, rooms, orientation, quality, materials, facilities, finishes, etc.
Important factors in choosing the right home.
Both the distribution and the general surface of the house are very important when searching. Many times, we find less surface area than desired, however we love the distribution of the dependencies or vice versa.
The number of bedrooms, living room and kitchen, bathrooms and toilets corridors, hallways, corridors, laundry rooms and pantries as well as other storage spaces are decisive factors in most cases when choosing a home.
Factors for choosing a home – Orientation of the home.
The exterior units receive more natural light and why not say they are the most sought after, but the interiors are almost always quieter. The most valued orientation is the SOUTH for quality and quantity of natural light.
In the case of a house with green spaces, if you plan to plant a tree in your garden, do it on the east or west side, never on the south side as it will block the sunlight in winter.
Construction materials and finishes.
The construction materials and finishes of the house guarantee the security of the house. The state of conservation is also essential when evaluating a property. Doors, windows and floors that provide light, ventilation and insulation to the room are important for saving energy.
It is a fact that more and more people require the Energy Certificate to verify certain details of a home such as possible energy savings. Sometimes we make reforms with low quality materials and at first glance it looks like a new home but with little difference in insulation for example.
Starting from the idea of selling an apartment that needs reform, you have to consider whether it is worth investing in a reform and how to do it. If you invest in a home with top quality materials in http://www.skymarketing.com.pk/eighteen-islamabad/ , do not do it to your liking. The reform should be depersonalized, since the potential buyer is very difficult to match with you.
If the house or apartment that you liked needs reform, the best thing you could do is be objective with the expense that this entails. In many cases, damage at first sight is easy to repair, and when you get down to work you realize that you really need professional help, therefore the repair cost increases.
If the home in question has problems such as more complex repairs, make a budget and negotiate the price of the home based on the cost of fixing it. Meet with the owner and put your cards on the table.
Sometimes the owner does not get complicated and lowers that amount and other times the arrangements (at least the most striking) are made by him.
Finding the desired home is not an easy task, but it is not impossible either!
What home is best for us?
Not all houses are the same or are purchased for the same. There are different types of homes depending on the economic capacity and the purpose of the buyer.
In addition, when we value an apartment, we must also look at the environment, such as whether it is well equipped in communication, public services and leisure. In any case, we show what types of properties we can find on the market:
- New or first transmission housing: these are newly built properties that have never been previously managed by any other buyer.
- Second hand: are those that were previously inhabited. Therefore, we must monitor the state of the house, if it is necessary to make a reform to include it in our budget and if it has pending charges.
- Protection floors: these are the addresses for those people who have difficulties to have a home. They have a reduced price and tax advantages, in exchange for fulfilling a series of obligations.
Nor should we forget the floors of banks, houses that are owned by finance companies and that are not inhabited, or the houses of individuals that, although not of first transmission, have not been inhabited and are about to be released.
1. Choose the right seller.
Choosing the right site is just as important as the people who help us do it. On certain occasions, our choice is conditioned by the interlocutor in front of us. What vendors can we meet?
A private individual: speak and negotiate directly with the seller but be very careful about technical or legal questions that may arise. This case occurs when we are interested in a second-hand home that is not managed by a real estate agency.
Real estate agency: the help of a specialized advisor who would help us choose the home that best suits our interests. Tajarat properties also give us information on legal and financial aspects.
Promoter: it would provide the advantage of living in a newly built house, but we should obtain the guarantees of the correct completion of the apartment.
Whatever the situation to buy a house, we must visit the place and take notes: see the distribution of the rooms, the space, if the neighbourhood is right for us or its energy equipment. It is also advisable to know the community of neighbours and know if the coexistence is optimal, as well as the payments that should be assumed.
2. Check if the house has loads.
In the process of buying an apartment, it is important to ask for a simple note. This allows us to know all the data of the property in question: the registration description and the charges it may have.
We can go to the Property Registry to request it or the seller of the home, the real estate advisor or the bank agency can take care of it if we want to request a mortgage.
3. Sign the deposit contract.
Once this step has been solved, we will proceed to the signing of the deposit contract. It is a document that safeguards the rights of the buyer and seller of the dwelling.
After signing, we will have to advance 10% of the price of the house. In this contract, the date to formalize the sale must be stated, which is usually around a month.
If we do not buy the house in this limited time, we would lose the advance deposit. Therefore, if we need financing, it is advisable to add a clause in which it is established that we will not lose that reserve in case we do not get the mortgage.
4. Sign the deed of the house.
Both we (buyers) and the seller will go to the notary, which we have the right to choose. In the signing act, the notary certifies the legitimacy of both parties and certifies the receipt and understanding of the property deeds.
The deeds must include the description of the apartment, its possible charges, the price and its form of payment, the tax and the distribution of costs. We also have the right to check the energy certificate, the copy of the ten-year insurance, the last payment of the IBI and the certificate of the community of owners.